My younger brother found out how lucky he was to have an emergency fund. He had unexpected car trouble recently and the bill turned out to be $725. Since he had a $1000 emergency fund saved up, that expense didn't break the bank.
I'm just your average guy who is tired of making monthly payments on almost $20,000 in student loans. I didn't spend money very wisely but not anymore. I liked stuff and I still like stuff. I just buy a whole lot less of it now.
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