It's only been a few years since I graduated college. There was always a table or booth set up somewhere on campus enticing students with a free t-shirt to sign up for a credit card. I was never a big enough sucker to sign up for one but I sure did apply for as much as I could receive in student loans. There really wasn't any good reason for me to do so. The thought that I needed this money outweighed common sense.
According to this article, student loans and credit cards are normal things to have to make it through college. Well that's just wrong. Someone in the article is quoted saying that you should wait until after your freshman year in college before you get a credit card. Well, sophomores, juniors and seniors have demonstrated they aren't any more responsible. So if you work hard to earn money and save a lot of it, use that to pay for school.
College can be a crash course in debt - CNN.com
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